Medicare Supplement benefits are set by federal law, so every Plan G covers the same things. In most cases, the main difference between carriers is what you pay each month.
This is the most important thing to understand before you do anything else.
Every Plan G from every insurance company covers the same standardized benefits. The government sets the benefits, so carriers compete mainly on price. If your neighbor has the same plan letter and pays less, you may be paying more for identical coverage.
Our clients come to us for a few common reasons. Do any of these sound like you?
Your premium increases but your coverage stays the same. We look for carriers charging less for the same benefits.
Many people pick a carrier once and never look again. Rates in your ZIP code may look very different today.
No networks, no referrals. See any doctor or specialist who accepts Medicare, nationwide.
Plan N covers almost everything Plan G does. The main tradeoff is small copays in exchange for significantly lower premiums.
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A licensed Medicare specialist will call you within 1 business day to walk you through your options.
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We're not tied to any single carrier. We represent you, not the insurance companies.
Same coverage, different price. We find who charges the least in your ZIP code.
In most cases, your doctors, hospitals and coverage stay the same. Your agent handles the paperwork.
We're compensated by the carrier you choose. You pay the same or less, never more.
"Nothing but praise for HEA. Providers of the best advice for seniors navigating Medicare Supplements and Advantage plans. Truly a full service boutique of likable professionals."
"Rodney helped my mom with all her healthcare concerns. He made sure she understood all her options before going above and beyond to get her the best policy out there. Would highly recommend!"
"From the moment I first spoke to the agent I knew everything was going to work out. She was so knowledgeable and really took her time explaining and answering all of my questions. Outstanding customer service!"
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